The Allianz specialists for Cargo Insurance

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A-Z Freight Liability Policy Summary

Allianz Global Corporate & Specialty has developed a unique freight liability policy wording - A-Z Freight - specifically designed to offer improved cover to clients and brokers in this specialist sector.

Our comprehensive policy provides legal liability cover for road haulage, warehousing and freight forwarding operations. Delivered by our convenient online platform Duet and supported by our dedicated Freight team, A-Z Freight has been created to meet the needs of our customers in every situation.

Written in plain English, our new freight liability policy wording is a user friendly, simple and transparent document. It has been designed to deliver extra benefits to our customers and offers various levels of protection, which often widely exceed the commonly available cover.

The main features and benefits of this comprehensive policy and service are shown below.

Please be aware that this summary is not intended to be exhaustive, and does not form part of the insurance contract set out in the official policy document. For full information, please consult your broker or refer to your specific policy document itself.

Legal liability cover:

Insurance for UK haulage businesses, freight forwarders and warehouse operators. We offer extensive legal liability cover for loss or physical damage to goods belonging to a third party while under the care of the assured.

Own goods cover:

Your own goods are insured while being loaded upon, carried by or unloaded from a vehicle.

Limit of coverage:

We have enhanced the cover on offer with a number of significantly increased policy limits.


We will automatically indemnify you for your liability under the mandatory national laws of the (non-UK) country where the goods are collected, carried and delivered solely within the borders of that country.

Package solutions:

For clients requiring a package of insurance policies, we can provide bespoke, complete solutions by combining freight cover with other Marine and non-Marine risks. We work in close co-operation with other specialist Allianz entities including Allianz Insurance plc, enabling us to provide tailor-made cover to our customers.

Drivers' personal effects:

We can indemnify your drivers for loss or damage to their clothing or personal effects - typically including more types of goods in our cover than our competitors.

Driver repatriation:

Financial assistance is available to repatriate your drivers when outside the UK.

Strikes & blockades:

We can provide compensation for financial loss suffered due to a delay of your transit caused by strikes or blockades outside the UK.


We will automatically indemnify policyholders for damage to a property on which they are legally exercising a lien, i.e. property being retained until its owner has cleared their debts with a logistics operator.


Low deductible of 250, each and every claim.

A-Z Cargo Express -
the Allianz open cover cargo scheme

  • Available to freight liability customers only.
  • Empowers freight forwarders and logistics professionals to offer open cover single shipment or stock insurance to their own commercial customers.
  • Delivered by our online platform Duet - instant quotes, policies and paperwork.
  • Simple to use - maximum of 4 easy sets of questions to get a quote.
  • Contract certain documentation - instantly.
  • Wide ranging "All Risks" cover for cargo shipments in transit and storage - in plain English, clearly explained.
  • Automated administration - complete online management of all your customers' policies.
  • To find out if you qualify for this optional service, please contact your local Allianz representative or phone our Duet helpline 0845 4665533.

    Policy documentation & downloads

    Printable versions and downloads of our unique policy and other documents are available. Download them as PDF files here:

    If you don’t have Acrobat Reader you can download it here

    Online services

    Combining personal service with secure technology, review our online services here.

    Find a Broker

    Allianz Global Corporate & Specialty insurance is available through a network of carefully selected brokers.

    Find an authorised broker in your area by entering your town or postcode below: